First Home Buyers

Home Loans For First
Home Buyers

Buying your first home can be an overwhelming experience, however the team at Your Loan Doctor are here to help. We assist first home buyers to secure the best possible home loan rates and navigate the complexities of Government Grants, Stamp Duty, Transfer Fees, Lenders Mortgage Insurance and more. 

How We Can Help You

Work out how much you can
afford to borrow

So you can negotiate with confidence

Explain your monthly repayment obligations

To help you understand the road ahead

Advise about any additional
costs when buying a house

Such as stamp duty, LMI & Transfer Fees

Explain the first home buyers grant process

To ensure you get the maximum you’re entitled to

First Home Buyer FAQs

This depends on your financial circumstances and the lender, However you’ll need at least a 20% deposit after Stamp Duty & other buying costs to avoid paying Lenders Mortgage Insurance. We can explain your deposit options in detail so you can house hunt with confidence. 

The QLD Government’s First Home Owner Grant currently stands at $15,000 towards building or buying a brand new home that is your principal place of residence. More information about the eligibility criteria can be found here

This largely depends on your financial circumstances, however we have a handy calculator you can use to get an approximate estimation of your borrowing power. Click here to see what you could potentially borrow towards your first home.

Simply give the team at Your Loan Doctor a call now on 1300 562 636 or get in touch via our contact form to arrange a free consultation.

Our Awards

Winner Wellness Advocate of the Year Logo (1)

Winner Wellness Advocate of the Year 2021

Queensland Better Business Awards

Book a free
consultation now

  • George and Leah provided exceptional service in helping me to secure the right loan for my first home. They clearly communicated everything necessary to make an informed decision and were always available to answer any questions. They made the whole process easy.
  • George and Leah helped me buy my first home. They made the process very easy! They helped me heaps with forms and were very friendly and approachable the whole way through. Thanks guys!
  • Highly knowledgeable, quick and extremely friendly. We had the most wonderful experience with George and his team. He spent so much time with us and was always happy to answer the silly questions we had as first home buyers.