First Home Buyers
Home Loans For First
Buying your first home can be an overwhelming experience, however the team at Your Loan Doctor are here to help. We assist first home buyers to secure the best possible home loan rates and navigate the complexities of Government Grants, Stamp Duty, Transfer Fees, Lenders Mortgage Insurance and more.
How We Can Help You
Work out how much you can
afford to borrow
Explain your monthly repayment obligations
To help you understand the road ahead
Advise about any additional
costs when buying a house
Such as stamp duty, LMI & Transfer Fees
Explain the first home buyers grant process
To ensure you get the maximum you’re entitled to
First Home Buyer FAQs
This depends on your financial circumstances and the lender, However you’ll need at least a 20% deposit after Stamp Duty & other buying costs to avoid paying Lenders Mortgage Insurance. We can explain your deposit options in detail so you can house hunt with confidence.
The QLD Government’s First Home Owner Grant currently stands at $15,000 towards building or buying a brand new home that is your principal place of residence. More information about the eligibility criteria can be found here.
This largely depends on your financial circumstances, however we have a handy calculator you can use to get an approximate estimation of your borrowing power. Click here to see what you could potentially borrow towards your first home.